Allianz 222+ Annuity

Lifetime income in retirement

Presented by
Karen Diamond CFP®, MBA & Hantz Serrao CFP®, CPA, MBA

Are you concerned about saving enough for retirement, while protecting a portion of your portfolio? Allianz 222+™ Annuity may be a good choice if you want flexibility and don’t need retirement income for at least 10 years.1 It offers two ways to get a bonus,2 two ways to get an income increase, and two ways for your beneficiaries to receive the death benefit.

Features of Allianz 222+™ Annuity

Two ways to get a bonus

Allianz 222+™ Annuity offers two ways to receive a bonus on the Protected Income Value (PIV) of your contract.2 You’ll receive a 45% PIV premium bonus on any premium you place in your annuity in the first 18 months. You’ll also receive a PIV interest bonus factor resulting in a credit of 150% of any fixed and/or indexed interest your contract earns – for as long as you live.

Two ways to get an income increase

When you’re ready to start receiving income, your lifetime income withdrawals can increase based on any interest you’ve earned, enhanced by the 150% PIV interest bonus factor. Plus, you can double your annual maximum withdrawal under qualifying circumstances.

Two ways to get a death benefit

Allianz 222+™ Annuity also gives beneficiaries the option to receive your annuity's full accumulation value3 in a lump sum if they wish, or instead, they can receive the full Protected Income Value as annuity payments over at least five years.

Index Lock

React to volatility by locking in a positive index value at any point during the crediting period. Index Lock can help assure you receive a positive index credit, no matter what happens in the market during the remainder of the crediting period.